For all of you that have had to NSTs and haven’t been charged a co-pay, can you tell me what kind of insurance you have? I’ve been told by lots of people that we have great insurance. We have BlueCross BlueShield PPO. I have NO clue about American Insurance, but it just doesn’t make sense that my diagnostic work pre-birth would almost cost as much as my co-pay for the delivery. This seems out of whack to me.